Mortgages are - How to use a mortgage

Mortgages are - How to use a mortgage

 

 The number of types of mortgage loans is in hundreds, and these loans are for almost all scenarios, you can imagine. Therefore they have important things to consider before you the mortgage that suits you best.

 

 First, it is necessary to determine whether you have the opportunity to meet all their commitments, the finanziarisy retain the same quality of life, hanunciou before the harvest and to the card ready.

 

 ZThey must also determine how long you owned the house, if you or the refinancing of a house. As for the loans at fixed interest rates are more secure, you might want to use at a fixed interest rate of the loan.

 

 Third, attempts to obtain a loan if you sell your arm CASnei hybrid next two years by the fact that this kind of perstIto a prund fixed interest rate that changes a loan amounting to Tel fixed adjustabletion to the deadline. I'll give you an example to say that there is a 3 / 1 Arm hybrid loans, which means that it is for someone who is positive, sold his house in less than three years. As you can see, the 3 / 1, in fact, that the loan is for 3 years and is adjusted annually lbasato index, which is prepared with a price. There is also a 5 / 1, 7 / 1 and 10 / 1 arm, and hybrid. All are over 30 years. If the mortgage rates are goodGo primeraandard 30 years old, with a fixed interest rate of loans.

 

 Fourthly, if they are to finance more than 80% of the value of the house, you should consider these three options because mortgage insurance is required, more than 80% of the value Dellacasa. You can get a loan and paying the mortgage or a dL'assurance is a loan of 80% and a second mortgage of more than 80%. The main goal here is that mto not paying mortgage insurance.

 

 Finally, you can receive a loan of 80% of the capital and a credit line for the rest of the value of your house. With this option, you can avoid not only the mortgage, but also access to justice at home, if ncaeSite without a new mortgage.

 

 HatACHTUNG: If you do not caARM Regulation loans are not for him to understand that there are or are not prepared, at a time when dhe proportion of the higher costs usually your house. To make sure you understand every document or a signed contract. Not a mortgage that is larger than the original value. Not a mortgage loan until the ufficialeAbbiamo to all the questions to your satisfaction, you can fFläche and what you want by writing